Test Cards
Using a test card with your test card reader makes it easy for you to test both contact and contactless payments. Based on the transaction amount provided, the card simulates different payment scenarios such as whether the shopper should be asked for a signature or for a PIN.
If you do not have a test card, you can order one from us.
We have a new version of our test card that adds support for the Discover as a scheme along with Diners that now also triggers an approval for amounts >= 1000.00. You can identify if you have the new version of the card by the application name during application selection. The new card displays
Payworks
written with an uppercase P
.Standard Scenarios
With an amount of
10.00
, the card will request a signature from the shopper and approve the transaction.With an amount of
40.00
, the card will request a PIN from the shopper and approve a contactless transaction.With an amount of
100.00
, the card will decline the transaction.Advanced Scenarios
The individual digits of the transaction amount can influence the transaction outcome based on the card behavior, cardholder verification method, or result of the PIN verification, as detailed in the tables below.
Influencing the Card Behavior | |
|---|---|
Amount | Card Behavior |
0 xx.00 | Authorize transaction online and approve |
1 xx.00 | Immediately decline transaction |
2 xx.00 | Decline transaction after online authorization |
3 xx.00 | Blocked card due to processing restrictions |
>= 1000.00 | Same as 0 xx.00. Authorize transaction online and approve (new card version only) |
Influencing the Cardholder Verification Method | |
|---|---|
Amount | Requested Cardholder Verification |
x 0 x.00 | None (No CVM) |
x 1 x.00 | Signature |
x 2 x.00 | Offline PIN |
x 3 x.00 | Offline PIN Signature |
x 4 x.00 | Online PIN (Use this option for contactless payments) |
Influencing the PIN Verification Result | |
|---|---|
When using Offline PIN as the Cardholder Verification Method, you can influence the result of the PIN verification, i.e., whether the PIN is deemed correct or not. | |
Amount | PIN Verification Result |
xx 0 .00 | PIN verification successful |
xx 1 .00 | PIN verification fails for each try |